Most reliable Cash Back Credit Cards | Best Cash Back

Most reliable Cash Back Credit Cards | Best Cash Back – Best cashback credit cards are cards that make card owners’ dream come to pass. Being able to get paid back for every single item you buy every day is what most card owners dream of.

These cashback credit cards offer flat plain cash back for all purchases, while others offer higher cash bank across rotating categories such as dining, groceries, and shopping.

Using the cashback credit cards rewards you back either in live cash back or points which you convert into vouchers for shops, airlines, hotels.

How Cash Back Credits Cards Operates

The Cash Back Credits cards reward you for making use of their card by making purchases with bonuses/cashback. But be it as it may be, you have to be observing your card usage to avoid losing out when you should actually be making profits

Here is a list of cashback credit cards, to help you search for a card that matches your spending styles. In no specific other, we offer to you the top cashback credits cards

Discover it Cash Back

Discover it Cashback credit is a reward credits card that presents a cashback match without any annual fee. It rewards you on daily purchases be it restaurants, gas stations, grocery stores as well as online shopping.

Reward Rate

Enjoy 5% cashback on every daily purchase at different places each quarter such as grocery stores, restaurants, gas stations, select rideshares as well as online shopping, up to the quarterly maximum as you activate.

Earn and enjoy 1% unlimited cash back on all other purchases instantly.

Redeem cash back at any amount, at any time and best of all, their wards do not expire.

Make use of your rewards at checkout.

You will receive an alert if you discover, finds your special security numbers on any of thousands of Dark websites. You can activate this feature for free.

What Fees Apply?

Annual Fee-$0

Regular APR-13.49%-24.49% variable

Intro Purchase APR-0% for 14 months

Intro Balance TransferAPR-0%

Citi Double Cash Card

Citi Double Cashback Card allows you to earn twice cash back on every purchase with unlimited 1% cashback as you purchase without an annual fee, which makes it a great pick for reward lovers

Reward Rate

Enjoy and earn cashback twice, offer 2% on every purchase with unlimited 1% cash back as you purchase, with an additional 1% as you make payments for those purchases


Make a payment of at least the minimum due on time, to earn cash back.

The balance transfer offer is at 0% intro APR ON Balance Transfer for 18months, thereafter, the variable APR will be 14.99%-24.99%, depending on your creditworthiness

Also, note that balance transfer do not earn cash back

If you are able to transfer a balance, interest will be charged on your purchases except you pay your entire balance (including the balance transfer) at the due date.

The standard variable APR for Citi Flex Plan is at 14.99%-24.99% based on your creditworthiness

What Fees Apply

Annual Fee -$0

Intro Purchases APR-N/A

Regular APR- 14.99%-24.99 %( VARIABLES)

Intro Balances Transfer APR-0% Intro for 18months on Balance Transfers.

Bank of America Cash Rewards Credit Cards

Bank of America Cash Rewards Credits Card, is a unique card that offers rewards bonuses, and cash back in any category of your choice.

Reward Rate

This Offers 3% Cashback in the category of your choice.

There is an offer of 2% at wholesales, and grocery stores (up to $2,500 in combined choice category/ grocery store/wholesale club quarterly purchases).

There’s also an unlimited 1% on all other purchases


Offers $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90days of account opening.

Rewards do not expire

As a preferred rewards member, you can earn 25%-75%more cash back on every purchase you make.

0% introductory APR for 15nbilling cycles for purchases, as well as for any balance transfer made in the first 60 days. As the intro APR offer comes out to an end, 15.49%-25.49%variables APR will apply. Also, a 3% fee (min $10) applies to all balance transfers.

What Fees Apply?

Annual Fee-$0

Regular APR-15.49%-25.49% variables APR ON purchases and balances transfers

Intro purchase APR-0% Introduction APR on purchases for 15billing cycles.

A Balance Transfer APR- 05 INTRO APR for 15blling cycles for any balance transfer made in the first 60 days.

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